Bankruptcy Overview
Sacramento Personal Bankruptcy Lawyers
In today's economy, millions of people are financially stretched. A missed paycheck, a divorce or an unexpected medical expense can trigger a financial disaster.
Are you searching for a way to avoid foreclosure on your home or repossession of your car? Are creditors calling at all hours of the day and night?
Bankruptcy May Be the Answer to Your Financial Problems
At Louder Law Group, we developed our personal bankruptcy law practice as a service to our family law clients who were facing financial challenges due to changes in their family structure. Now we are offering this same, client-focused, results-oriented approach to clients in Sacramento and throughout northern California.
We are well equipped to handle bankruptcies involving real estate foreclosures. Attorney Linda Louder has a strong real estate background in addition to her legal experience.
A New Beginning
Personal bankruptcy can be a lifeline for people who are drowning in debt. If you have gotten in way over your head and can't see a way out, don't give up. Contact an attorney at the Louder Law Group today. The initial consultation is free of charge.
No longer something to be ashamed of, personal bankruptcy is a tool for taking control of your finances and your future. It's a way to get a fresh start and rebuild your credit rating.
Bankruptcy vs. Credit Counseling
No loan consolidation, credit counseling or debt settlement service can transform your financial situation in the way bankruptcy can. Did you know that bankruptcy can:
- Stop foreclosure
- Stop repossession
- Stop harassing phone calls
- Stop wage garnishment
- Stop bank account garnishment
- Stop debt-related lawsuits
Life after Bankruptcy
Don't worry that you will never be able to get a loan or a credit card after filing bankruptcy. You may be able to get a credit card with a small limit soon after filing. By showing that you can keep up with your new financial plan, your credit rating can improve dramatically within as little as a year. Until then, you can still get credit, although at higher interest rates.
Our experienced bankruptcy lawyers will review your assets and debts and explain all of your options. You may be eligible to file for Chapter 7 bankruptcy and eliminate the vast majority of your debt. If you have a regular source of income you may be able to file for Chapter 13 bankruptcy and reorganize your debt into one affordable payment.
In the vast majority of cases, people who file bankruptcy can keep their homes and other possessions. To learn more please contact us today to arrange a free consultation.
